Personal Details

Smoker   Non Smoker If you have smoked or used any tobacco products during the last 12 months then you are classed as being a smoker

Cover Required

Life Insurance

Will pay out the amount of money you are insured for should the policy holder die during the term of the policy.

Critical Illness Cover

A Critical Illness policy will pay out a tax-free lump sum upon diagnosis of a specified critical illness (which are defined by the insurance companies).

Life & Critical Illness

A Life and Critical Illness policy is combination of Life Insurance and Critical Illness and will pay out once for either death or diagnosis of a specified critical illness.

Level Term

Level term insurance simply means you pay a fixed premium for a fixed number of years and you would receive a full payout on claim at any point. Level cover is ideal for family protection and interest only mortgages.

Decreasing Term

Decreasing term insurance is a slightly cheaper option than level term. The difference is that the amount of cover reduces on a yearly basis, usually inline with a mortgage or loan, the monthly payments however, remain the same each year.

Amount Of Cover

The amount of money you would liked to be insured for. Think about all the things that you or your loved ones would need money for in the event that you died or became terminally ill.

Term Of Policy

The term of the policy is the number of years you wish the policy to run for. If the policy term finishes without a claim being made then nothing will be paid. Should a claim be made during the term then the policy will cease after the claim.

Contact Details

I Accept


Some of our insurance partners